The Behavior Gap

Author: Carl Richards
Editor: Penguin
ISBN: 1101559551
Size: 12,65 MB
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"It's not that we're dumb. We're wired to avoid pain and pursue pleasure and security. It feels right to sell when everyone around us is scared and buy when everyone feels great. It may feel right-but it's not rational." -From The Behavior Gap Why do we lose money? It's easy to blame the economy or the financial markets-but the real trouble lies in the decisions we make. As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over. They were letting emotion get in the way of smart financial decisions. He named this phenomenon-the distance between what we should do and what we actually do-"the behavior gap." Using simple drawings to explain the gap, he found that once people understood it, they started doing much better. Richards's way with words and images has attracted a loyal following to his blog posts for The New York Times, appearances on National Public Radio, and his columns and lectures. His book will teach you how to rethink all kinds of situations where your perfectly natural instincts (for safety or success) can cost you money and peace of mind. He'll help you to: • Avoid the tendency to buy high and sell low; • Avoid the pitfalls of generic financial advice; • Invest all of your assets-time and energy as well as savings-more wisely; • Quit spending money and time on things that don't matter; • Identify your real financial goals; • Start meaningful conversations about money; • Simplify your financial life; • Stop losing money! It's never too late to make a fresh financial start. As Richards writes: "We've all made mistakes, but now it's time to give yourself permission to review those mistakes, identify your personal behavior gaps, and make a plan to avoid them in the future. The goal isn't to make the 'perfect' decision about money every time, but to do the best we can and move forward. Most of the time, that's enough." From the Hardcover edition.

The Smart Financial Advisor

Author: Bill Martin CFA
Editor: Harriman House Limited
ISBN: 0857195840
Size: 17,95 MB
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Lifestyle Medicine Third Edition

Author: James M. Rippe
Editor: CRC Press
ISBN: 1351781006
Size: 17,43 MB
Format: PDF, Kindle
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The field of lifestyle medicine, which is the study of how daily habits and actions impact on both short- and long-term health and quality of life, continues to expand globally. The scientific and medical literature that supports the success of these lifestyle habits and actions is now overwhelming. Thousands of studies provide evidence that regular physical activity, maintenance of a health body weight, following sound nutritional practices, stress reduction, and other good practices all profoundly impact both health and quality of life. Following its predecessors, Lifestyle Medicine, Third Edition, is edited by lifestyle medicine pioneer, cardiologist Dr. James Rippe. This edition has been thoroughly updated and represents the expert opinions of 20 section editors as well as more than 150 expert chapter authors whose knowledge span all aspects of this emerging discipline. Topics cover lifestyle medicine practices including regular physical activity, proper nutrition, and weight management. These principles are applied to the prevention and or treatment of a wide variety of chronic conditions ranging from heart disease and diabetes to cancer, mental health, addiction, and injury prevention. This book serves as evidence base for individuals who wish to practice lifestyle medicine or incorporate some of its principles into either general medicine or subspecialty practice. It provides valuable information to healthcare workers in the fields of nutrition, exercise physiology, psychology, behavioral medicine, health promotion, and public policy where lifestyle medicine principles play an ever-increasing role.

Exercise Psychology

Author: Heather Hausenblas
Editor: Jones & Bartlett Publishers
ISBN: 1449672167
Size: 19,17 MB
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Written for the upper-level undergraduate and graduate-level courses in exercise psychology and behavioral physical activity, Exercise Psychology: The Psychology of Physical Activity and Sedentary Behavior focuses on the psychological effects of physical activity in a variety of special populations. The first text of its kind to focus on both the psychology of exercise and sedentary behavior, it provides a strong theoretical and applied focus to the field, and includes interesting vignettes and critical thinking activities to engage readers in the learning process. With an engaging, student-friendly approach, the authors provide complete and comprehensive information that examines research on behavioral physical activity and translating research into practice. The text also looks at sedentary behavior and the recent paradigm shift examining the health effects of sedentary behavior.

Personal Benchmark

Author: Charles Widger
Editor: John Wiley & Sons
ISBN: 1118963326
Size: 20,56 MB
Format: PDF, Docs
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The Myth Of The Ethical Consumer Hardback With Dvd

Author: Timothy M. Devinney
Editor: Cambridge University Press
ISBN: 052176694X
Size: 13,10 MB
Format: PDF, Mobi
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A no-holds-barred examination of 'ethical' consumerism.

Navigating Environmental Attitudes

Author: Thomas A. Heberlein
Editor: Oxford University Press
ISBN: 0190224789
Size: 18,19 MB
Format: PDF, ePub
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The environment, and how humans affect it, is more of a concern now than ever. We are constantly told that halting climate change requires raising awareness, changing attitudes, and finally altering behaviors among the general public-and fast. New information, attitudes, and actions, it is conventionally assumed, will necessarily follow one from the other. But this approach ignores much of what is known about attitudes in general and environmental attitudes specifically-there is a huge gap between what we say and what we do. Solving environmental problems requires a scientific understanding of public attitudes. Like rocks in a swollen river, attitudes often lie beneath the surface-hard to see, and even harder to move or change. In Navigating Environmental Attitudes, Thomas Heberlein helps us read the water and negotiate its hidden obstacles, explaining what attitudes are, how they change and influence behavior. Rather than necessarily trying to change public attitudes, we need to design solutions and policies with them in mind. He illustrates these points by tracing the attitudes of the well-known environmentalist Aldo Leopold, while tying social psychology to real-world behaviors throughout the book. Bringing together theory and practice, Navigating Environmental Attitudes provides a realistic understanding of why and how attitudes matter when it comes to environmental problems; and how, by balancing natural with social science, we can step back from false assumptions and unproductive, frustrating programs to work toward fostering successful, effective environmental action. "With lively prose, inviting stories, and solid science, Heberlein pilots us deftly through the previously uncharted waters of environmental attitudes. It's a voyage anyone interested in environmental issues needs to take." -- Robert B. Cialdini, author of Influence: Science and Practice "Navigating Environmental Attitudes is a terrific book. Heberlein's authentic voice and the book's organization around stories keeps readers hooked. Wildlife biologists, natural resource managers, conservation biologists - and anyone else trying to solve environmental problems - will learn a lot about attitudes, behaviors, and norms; and the fallacy of the Cognitive Fix." -- Stephen Russell Carpenter, Stephen Alfred Forbes Professor of Zoology, University of Wisconsin-Madison "People who have spent their lives dealing with environmental issues from a broad range of perspectives consistently abide by erroneous assumption that all we need to do to solve environmental problems is to educate the public. I consider it to be the most dangerous of all assumptions in environmental management. In Navigating Environmental Attitudes, Tom Heberlein brings together expertise in social and biophysical sciences to do an important kind of 'science education'-educating eminent scientists about the realities of their interactions with the broader public." --the late Bill Freudenburg, Dehlsen Professor of Environment and Society, University of California, Santa Barbara

Simple Heuristics In A Social World

Author: Ralph Hertwig
Editor: Oxford University Press
ISBN: 0199729247
Size: 13,23 MB
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Simple Heuristics in a Social World invites readers to discover the simple heuristics that people use to navigate the complexities and surprises of environments populated with others. The social world is a terrain where humans and other animals compete with conspecifics for myriad resources, including food, mates, and status, and where rivals grant the decision maker little time for deep thought, protracted information search, or complex calculations. Yet, the social world also encompasses domains where social animals such as humans can learn from one another and can forge alliances with one another to boost their chances of success. According to the book's thesis, the undeniable complexity of the social world does not dictate cognitive complexity as many scholars of rationality argue. Rather, it entails circumstances that render optimization impossible or computationally arduous: intractability, the existence of incommensurable considerations, and competing goals. With optimization beyond reach, less can be more. That is, heuristics--simple strategies for making decisions when time is pressing and careful deliberation an unaffordable luxury--become indispensible mental tools. As accurate as or even more accurate than complex methods when used in the appropriate social environments, these heuristics are good descriptive models of how people make many decisions and inferences, but their impressive performance also poses a normative challenge for optimization models. In short, the Homo socialis may prove to be a Homo heuristicus whose intelligence reflects ecological rather than logical rationality.

The Nmr Probe Of High Tc Materials

Author: Russell E. Walstedt
Editor: Springer Science & Business Media
ISBN: 3540755640
Size: 18,79 MB
Format: PDF, ePub
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The NMR probe has yielded a panorama of data on the static and dynamic magnetic properties of high-Tc materials. This volume aims to provide a comprehensive exposition of the various facets of the technique itself and to apply those results to the task of creating straightforward physical meaning for the elements of the available data. While some aspects of the underlying theory remain mysterious, this book renders nearly every available measurement understandable.

Your Money

Author: J. D. Roth
Editor: "O'Reilly Media, Inc."
ISBN: 0596809409
Size: 19,92 MB
Format: PDF, ePub, Docs
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Guides readers with practical advice for getting -- and keeping -- their finances in order, covering all the money-management bases, from saving and spending to getting out of debt to investing, and planning for retirement.